RBC Avion Visa Infinite Credit Card
Book any flight with no blackout dates
Here’s how to apply for your RBC Avion Visa Infinite right now:
The RBC Avion Visa Infinite Credit Card is a premium travel rewards card designed for Canadians who value flexibility when booking flights and redeeming points.
Cardholders can earn Avion points on everyday spending, receive a higher earn rate on eligible travel purchases, and book flights with hundreds of airlines without blackout dates or seat restrictions.
With a competitive welcome offer, comprehensive travel insurance and multiple redemption options, this card may deliver significant value to frequent travellers.
However, its annual fee, income requirements and interest rates should be considered before applying.
RBC Avion Visa Infinite Credit Card at a Glance
The RBC Avion Visa Infinite Credit Card combines a straightforward rewards structure with flexible travel benefits. Its main features include:
- Annual fee: $120
- Additional card fee: $50
- Purchase interest rate: 20.99%
- Cash advance interest rate: 22.99%
- 1.25 Avion points per $1 spent on eligible travel purchases
- 1 Avion point per $1 spent on other eligible purchases
- Access to Avion Rewards Elite benefits
- Travel, purchase and mobile device insurance
- No blackout dates or seat restrictions when booking flights with points
Applicants must have a minimum personal income of $60,000 or a minimum household income of $100,000.
Rates, fees and eligibility requirements are subject to change. Current conditions are available on the official RBC website.
How the Avion Points Program Works
Earn Points on Every Eligible Purchase
Cardholders earn 1 Avion point for every $1 spent on eligible everyday purchases.
When the card is used for qualifying travel expenses, the earn rate increases to 1.25 points per $1 spent.
Travel purchases may include transactions such as airline tickets, hotel stays and car rentals, provided the merchant is classified under an eligible travel category.
Although the base earn rate is not the highest available in Canada, the strength of the RBC Avion Visa Infinite Credit Card lies in the potential value and flexibility of its points.
Redeem Points for Travel
Avion points can be redeemed for:
- Flights
- Hotels
- Car rentals
- Cruises
- Vacation packages
- Tours
- Gift cards and merchandise
- Eligible statement credits
- Selected financial products
Avion Elite members can book flights with more than 500 airlines, with no blackout dates or seat restrictions.
Travellers can also use a fixed-points flight redemption schedule, which can provide strong value when cash fares are expensive.
For eligible Avion Premium travel redemptions outside the fixed-points schedule, the standard rate is generally 100 points for $1 CAD, with a minimum redemption of 1,000 points.
Redemption conditions can vary by booking type. Details are available through Avion Rewards.
Welcome Offer and Potential Value
RBC may offer new cardholders a substantial number of welcome Avion points. At the time of publication, eligible applicants can receive up to 70,000 Avion points, subject to approval, spending requirements and anniversary conditions.
The current offer includes:
- 35,000 points upon approval
- 20,000 additional points after spending $5,000 during the first six months
- 15,000 anniversary bonus points
According to RBC, 70,000 points may provide up to $1,500 in travel value, depending on the destination and redemption method.
Promotional offers can change or end, so applicants should verify the official terms before submitting an application.
Travel Insurance Benefits
One of the strongest advantages of the RBC Avion Visa Infinite Credit Card is its insurance package.
The card includes coverage that may help reduce the financial impact of unexpected events before or during a trip.
Coverage includes:
- Out-of-province and out-of-country emergency medical insurance
- Trip cancellation and trip interruption insurance
- Flight delay and delayed baggage insurance
- Auto rental collision and loss damage waiver insurance
- Hotel or motel burglary insurance
- Travel accident insurance
Emergency medical coverage is generally available for the first 15 consecutive days of a trip for travellers under 65 and the first three consecutive days for travellers aged 65 or older.
Insurance is subject to eligibility rules, exclusions, maximum benefit amounts and payment requirements. Travellers should always review the RBC certificate of insurance before relying on the coverage.
Additional Cardholder Benefits
Purchase and Mobile Device Protection
The card provides purchase security for eligible items that are lost or accidentally damaged within the covered period.
It also includes extended warranty protection, which may increase the original manufacturer’s warranty on eligible purchases.
Mobile device insurance may protect qualifying smartphones and tablets purchased with the card, subject to depreciation, deductibles and coverage limits.
Partner Benefits
Cardholders may unlock additional value by linking their card with eligible RBC partners. Depending on current promotions, benefits may include:
- Savings at participating Petro-Canada locations
- Additional points on qualifying fuel purchases
- More Be Well points at Rexall
- Complimentary or discounted delivery benefits through DoorDash
These partner offers can change and may require account linking or enrolment.
Possible Drawbacks to Consider
The RBC Avion Visa Infinite Credit Card is not ideal for every consumer. The $120 annual fee can reduce its overall value for cardholders who spend little or rarely travel.
The card also does not offer elevated earn rates for common categories such as groceries, dining or recurring bills. Canadians focused primarily on everyday rewards may find another card more suitable.
Its 20.99% purchase interest rate is another important consideration. Carrying a balance can quickly cost more than the value earned through points.
This card is most effective when the monthly statement balance is paid in full.
Who Should Consider This Card?
The RBC Avion Visa Infinite Credit Card may be a good choice for Canadians who:
- Travel several times per year
- Want flexibility when choosing airlines
- Prefer points that can be transferred to selected loyalty programs
- Can meet the income requirements
- Will use the included travel insurance
- Pay their credit card balance in full each month
It may be less attractive for occasional travellers, low spenders or applicants who prefer a no-fee cash back card.
Is the RBC Avion Visa Infinite Credit Card Worth It?
The RBC Avion Visa Infinite Credit Card can be worth its annual fee for travellers who maximize the welcome offer, use the insurance benefits and redeem points strategically.
The ability to book flights across more than 500 airlines without blackout dates makes the Avion program particularly flexible.
Before applying, compare the annual fee against your expected rewards and travel benefits.
If you qualify, travel regularly and pay your balance in full, this card can provide valuable rewards, useful protection and greater freedom when planning trips across Canada or abroad.